There are many different types of individuals who have various financial situations, and others who have different perspectives when it comes to debt, as well. There are even others whose personalities might make them less susceptible to debt advice, while others might truly be trying to make sure that they have as little debt as possible. Either way, no matter how wealthy you are, there's a good chance that you can use some debt advice.
First and foremost, one great tactic is to really track your spending. Believe it or not, there are many people that do not want to sit down and actually document the way that they spend money. They might feel as though it is too much of a job, or don't want to actually put forth the effort. If you track your spending, you can truly view patterns in your life that might indicate where you can improve. For example, you might realise that you are spending much more than you thought on food or entertainment, and make a conscious effort to curtail your spending in that area.
Of course, some debt advice that might not always come first - do your best to improve the amount of money that you can make! It might be one client or one conversation about a promotion that truly helps your debt situation more than any other factor, but it might be something that you are scared to do. The truth is that the more money you make, the easier it will be to pay down your debt. While it might not always be feasible, constantly try to level up when it comes to your income. It goes a long way!
The last bit of debt advice might be the most important - start right now. The truth is that you can really control the situation the earlier that you take care of it. No one wants to constantly stress over bills, or take out unreasonable loans in order to pay down debt. There are many people that attempt to do this and really just end up drowning in a constant cycle of debt. You should recognise your situation, no matter how dire it is, and find a way to truly at least get to a point where your debt is manageable. While you might not be open to any and all debt advice, these are tips that might help you. It might seem tough, but you have to start somewhere!